Disclaimer & Disclosures

Market Vision LLC (d/b/a Coop Trades)

Important — Read Before Continuing

By accessing, reading, viewing, or otherwise utilizing any content, platforms, communications, or services offered by Market Vision LLC, operating under the name Coop Trades or any related brand (collectively, the "Publisher" or the "Platforms"), you affirm that you have READ, UNDERSTOOD, AND CONTRACTUALLY AGREED to all terms herein. If you do not agree to be legally bound, you must immediately cease all use.

1. Absolute Disclaimer of Advisory Status

No Investment Advice and No Fiduciary Duty

The Publisher, its members, owners, authors, and affiliates ARE NOT registered investment advisers ("RIAs") under the Investment Advisers Act of 1940, broker-dealers, financial planners, or fiduciaries. The Platforms DO NOT provide personalized investment or trading advice, solicitations, or recommendations to buy, sell, or hold any security, cryptocurrency, or financial instrument. All content is provided solely for EDUCATIONAL, INFORMATIONAL, AND THEORETICAL DISCUSSION PURPOSES ONLY and reflects general, impersonal market commentary. The Publisher operates as a bona fide financial publication of general and regular circulation, and the Content is impersonal and not tailored to any individual user's financial situation or investment objectives. This entire operation is designed to satisfy the Publisher's Exclusion under the Investment Advisers Act of 1940, as interpreted by the U.S. Supreme Court in Lowe v. SEC. No professional or fiduciary duty is created or intended.

2. Risk, User Responsibility, and Waiver

Full Assumption of Risk

Trading and investing in financial instruments, including but not limited to equities, options, and cryptocurrencies, involve SIGNIFICANT RISK, INCLUDING THE POTENTIAL FOR TOTAL FINANCIAL LOSS.

You acknowledge and accept that Content, including chart analysis, hypothetical performance, or inferred suggestions, is inherently speculative, unreliable, and potentially inaccurate.

You assume SOLE AND EXCLUSIVE RESPONSIBILITY for all outcomes, losses, costs, or damages resulting from your financial decisions or reliance on the Platforms. You must consult licensed professionals before making any financial decisions.

Hypothetical Performance

Past performance is not indicative of future results. Any content depicting historical results is for illustrative and educational purposes only and is not a promise, guarantee, or representation of future gains.

Absolute Nature of Hypotheticals

Any content discussing past results, model portfolios, hypothetical trade alerts, or simulated performance ("Simulated Content") is generated using algorithms, historical data, or back-testing, and does not represent actual trading in a live account. Simulated Content is not, and cannot be considered, a representation or guarantee that any user will achieve profits or losses similar to those shown. Hypothetical results often do not account for material economic factors, the cost of commissions, market liquidity, slippage, taxes, or the emotional impact of actual trading.

3. Limitation of Liability and Indemnification

No Warranties

All Content and Platforms are provided "AS IS" and "AS AVAILABLE" without warranty of any kind, express or implied. The Publisher specifically disclaims all warranties of accuracy, completeness, or fitness for a particular purpose.

Waiver of Damages

The Publisher SHALL NOT BE LIABLE for any indirect, incidental, special, punitive, or consequential damages, including, but not limited to, trading losses, lost profits, lost data, or business interruption, regardless of whether the claim is based on contract, tort (including negligence), or otherwise.

Maximum Liability Cap

You agree that the TOTAL AGGREGATE LIABILITY of the Publisher for any and all claims shall be STRICTLY LIMITED to the greater of: (a) the total fees paid by you to the Publisher for the Content or Services in the twelve (12) months immediately preceding the event giving rise to the claim; or (b) ONE HUNDRED U.S. DOLLARS ($100.00).

Indemnification

You agree to INDEMNIFY, DEFEND, AND HOLD HARMLESS the Publisher, its owners, agents, and affiliates from all claims, losses, damages, liabilities, costs, and expenses (including reasonable attorney's fees) arising from your use of the Platforms, your reliance on the Content, or your breach of this Disclaimer.

Carve-Out

This Limitation of Liability SHALL NOT limit or waive liability for damages arising directly from the Publisher's willful misconduct, fraud, intentional misrepresentation, or any liability that cannot be waived under applicable law.

4. Governing Law and Exclusive Dispute Resolution

Governing Law

This Disclaimer and all disputes, claims, or controversies arising from the use of the Platforms shall be governed by and construed in accordance with the internal laws of the State of Texas, without regard to its conflict of law principles.

Mandatory Binding Arbitration

Any controversy or claim arising out of or relating to this Disclaimer shall be settled exclusively by MANDATORY BINDING ARBITRATION administered by the American Arbitration Association (AAA) in LUBBOCK COUNTY, TEXAS. This arbitration provision is governed by the Federal Arbitration Act.

Class Action Waiver

You agree to bring any claim against the Publisher solely in your individual capacity and expressly WAIVE the right to participate in any form of class action, class arbitration, or consolidated proceedings.

5. Whistleblower and Regulatory Rights

Nothing in this Disclaimer limits your right to report potential violations of law or regulation to the U.S. Securities and Exchange Commission (SEC), FINRA, or any other governmental agency, nor does it limit your right to receive whistleblower awards pursuant to applicable law.

6. Intellectual Property and Use Restrictions

Ownership

All Content, platforms, designs, text, graphics, videos, trade names, service marks, and logos are the exclusive property of Market Vision LLC or its licensors and are protected by United States and international copyright, trademark, and other intellectual property laws.

Limited License

You are granted a limited, non-exclusive, non-transferable, and revocable license to access and use the Platforms and Content strictly for your personal, non-commercial, and educational use.

Prohibited Conduct

You agree not to reproduce, duplicate, copy, sell, resell, exploit, modify, distribute, transmit, or create derivative works of any Proprietary Material without the express prior written consent of the Publisher.

7. General Provisions

Severability

If any provision of this Disclaimer is found to be unlawful or unenforceable, that provision shall be deemed severable and shall not affect the validity and enforceability of any remaining provisions.

Modification

The Publisher reserves the right to change, modify, add, or remove portions of this Disclaimer at any time. Your continued use of the Platforms after the posting of changes constitutes your binding acceptance of such changes.

Geographic Limitation

The Platforms and Content are primarily directed to residents of the United States. Users who access the Platforms from outside the United States do so on their own initiative and are solely responsible for compliance with all applicable local laws.

No Regulatory Approval

The Publisher is not registered with the SEC or any state securities commission. No regulatory authority has reviewed, approved, or endorsed the accuracy or adequacy of this Content.

If you have any questions or concerns about this disclaimer, please contact us at themarketvisionllc@gmail.com